Blog

What is a Mutual Fund; How does it Work

A mutual fund is a collection or assortment of stocks, bonds, money market instruments and similar assets. Broadly speaking, a mutual fund can be a collection of various stocks or stocks & bonds or government bonds & certificates of deposits or stocks & fixed income securities or any other combination of securities that are grouped…
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BC vs Investing – Which is better?

Ballot Committee, popularly known as ‘BC’, is very popular amongst the ladies in the sub-continent; but the fact is that BCs are popular in other cultures as well such as those of the west. In the U.S and Europe these are known as ‘Saving Circles’. Another fact of the matter is that BCs are more…
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Salary Income Tax Calculator – 2019

The current government has announced measures whereby the slabs for income tax deduction have been revised. Henceforth, income tax will be deducted from salary of more than Rs 600,000/- p.a. whereas previously this salary slab was excluded from the income tax deductible bracket. More so, even those with salary of less than Rs 1.2 Mn…
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Getting Listed at PSX

In the course of your company’s growth continuum, you may be faced with situations whereby you need to decide to scale, expand or diversify. It only makes business sense to scale or diversify to increase the profitability of your company by making its products popular amongst the general public. What could be better than to…
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Pakistan Investment Bonds

Pakistan Investment Bonds (PIBs) are debt securities issued by the State Bank of Pakistan. These bonds are issued in denominations of multiples of Rs 100,000/- and available in tenors of 3, 5, 10, and 20 years. The yield on these bonds is fixed and disbursed semi-annually. The coupon rate or semi-annual return on these bonds…
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Perfect Plan to Celebrate your Retirement

In the rigmarole of our daily lives, we usually forget the importance of savings and investing for the future. We are busy paying the due installments against our car, house, annual kitty, and bills, amongst other expenses. At the same time, we have to save for our children, their education, their marriages and for all…
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Double Your Money!!

If somebody tells you that you can double your money in a short period of time, what are you going to make of his statement? You will probably chuck him and his statement out of your mind and think maybe the chap is truly out of his mind. I mean if I had a million…
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Do the right thing by yourself & your money!

So you have some extra cash and money to throw around? But what if you don’t? We will show you how to save some and what to do with that extra cash. Imagine you are working a nine to five job and your salary is Rs. 100,000/- p.m. Not so much, not so little! But…
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Basic Guidelines for Stock Investment

DEFINE YOUR INVESTMENT OBJECTIVES A basic guideline is to understand what you really want from your stock investment: Do you want to invest for the short term (1-3 years), medium term (3-5 years) or for the long term (5 years or more)? Do you want to invest for dividends or for capital gain or for…
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Achieving Your Life Goals

Everyone has goals that they want to achieve and dreams that they want to materialise in the course of their lives to better their quality of life in the future. Some of these life goals can be starting a small business, buying a house, or going abroad for higher studies. These goals are what we…
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